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Wondering what the columns mean on the various Schwab PortfolioCenter Performance Reports?  Here’s a brief explanation.

Beginning (BV) = The total market value of the portfolio at the beginning of the reporting period.  This values comes from the intervals.

Net Contributions = The total of all securities and cash deposits added to or subtracted from the portfolio during the reporting period.

Contributions (C) = Cash deposits plus the market value of securities deposited into the portfolio during the reporting period. 
Withdrawals (W) = Cash withdrawals plus the market value of securities transferred out of the portfolio during the reporting period.

Note: If you’re reporting on a group Contributions and Withdrawals may include cash and securities transferred between accounts in the group.

Capital Appreciation =  The change in value, excluding additions and withdrawals, during the reporting period  (realized gains + unrealized gains).

Realized Gains = Total of the capital gains realized on the sale of securities during the reporting period.
Unrealized Gains = Total change in value during the reporting period.

Note: These gains are NOT taxable gain.  These gains are computed from the market value of the security at the beginning of the reporting period, not from the purchase value.

Income = Total of all interest and dividend income during the reporting period

Interest Income = Total interest received during the reporting period.
Dividend Income = Total dividends received during the reporting period.

Total Expenses = Total of all expenses including management fees during the report period.

Expenses = Total expense transactions during the reporting period, excluding management fees.
Management Fees = Total expenses marked as management fees during the reporting period.

Change in Accrued = Net change in accrued interest on fixed income securities, during the reporting period.

Ending Value (EV) = The total market value of the portfolio at the end of the reporting period.  This values comes from the intervals.

Investment Gain (IG) = The dollar amount that makes this formula true for the reporting period:  BV + C – W + IG = EV

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